Maintaining good credit is essential to having healthy financials, and in this day and age your credit is a huge indicator of loan worthiness to most financial institutions. Good credit is a critical component to getting a home loan, car loan, credit cards, student loans, renting an apartment or home, and even getting a job! Just as your home and car need to be maintained […] Read more »
Credit: More Than Just a Score
Whether you’re starting a new business or just looking to get a new credit card, maintaining a good credit score is important. There are many factors that go into your overall credit score. These include your debt, age, number of accounts, and others. The number one factor though, is the frequency in which you pay your bills on time. Late payments hurt your score and […] Read more »
The Road To Good Credit
What is the secret behind good credit? At a time when more than half (57%) of UK customers are at risk of being declined credit by high-street lenders, it’s helpful to know if we’re on ‘The Road To Good Credit’. Credit worthiness varies by gender, age and where you live. Other personal circumstances also play a role in determining whether you’ll be approved for credit. […] Read more »