Collection of Infographics
Every insurance provider makes sure they assess every possible risk related to a life insurance policy. Those risks include three main factors that influence your premiums: age, health, and habits. Higher risks, which include health pre-conditions, bad habits like smoking, and an advanced age, mean higher rates. That is why you need to address an insurance expert, who will help you find the proper life […] Read more »
We all know that life insurance is really important, right? Well let’s face it, buying a policy isn’t always cheap. That is particularly true when you reach the age of 50 and beyond. The premiums you will pay to purchase coverage as a senior citizen will be exponentially more than if you were younger. In fact, this could mean your policy premiums will be triple […] Read more »
This infographic looks at the story of life insurance from its basic beginnings as Ancient Roman “burial clubs” to the complexity of online life insurance today. Did you know that insurance itself can be traced all the way back to 2000 BC China? Or even that the statistical basis we use today for creating policies was around as early as 1762? Check out this infographic […] Read more »
This infographic is designed to help seniors and their children with the purchase of final expense type life insurance. While this market is designed for amounts of coverage from $200- $40,000, the majority of cases are written on a whole life type policy that generates cash value. However, cash value can never be taken out of the policy without the premiums increasing dramatically. Most people […] Read more »
Life insurance provides good financial protections to individuals in case of something happening to them. Unfortunately it is one of those things in life where when you don’t need it, it is there readily offered to you, and when you do need it and you have not adequately prepared then it is not available to you. 95 million adults in the United States do not […] Read more »